Regulatory Notice

The content of this website is not intended to and shall not in any way constitute advice or an invitation to invest in any of the insurance or investment products mentioned. Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up. There is no guarantee of trading performance and past performance is no guarantee of future results. Movements in exchange rates between currencies may affect the value of an investment. Policyholders redeeming before a specified maturity date may be subject to a surrender fee.

Potential policyholders are advised that they must seek independent professional advice before utilizing any Isle of Man Assurance Limited (IOMA) products as part of their overall financial planning needs. References to legislation and taxation on this website are based on IOMA’s understanding of current law, which may change without notice. IOMA does not accept responsibility as to the tax situation of any of its policyholders or clients, and cannot guarantee the tax treatment of any of its products by any taxation authority.

IOMA is not subject to the same regulatory system as that applicable in the United Kingdom. Holders of policies issued by IOMA will not be protected by the United Kingdom Financial Services Compensation Scheme if the company should become unable to meet its liabilities to them. However, the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 protects investors by providing a statutory guarantee of up to 90% of the amount of any liability of the insurance company under any life policy. The compensation would be received in the unlikely event that the insurance became unable to meet its liabilities.

Isle of Man Assurance Limited (IOMA) is authorised by the Isle of Man Government Insurance and Pensions Authority and authorised and regulated by the Financial Services Authority. IOMA is a member of the Association of International Life Offices.