<!--
//-->var pending_selection="";
//-->var medical_selection="";
var plan_selection="";
var acc=0
var show_time=false;
var timerID=null;
var blank=":"
var inforequired="";
var smokes ="";
var years = 0;

function FrontPage_Form1_Validator(request)
{
  if (request.Advisor.value == "")
     {
      alert("Please enter Advisor");
      request.Advisor.focus();
      return (false);
      }

  if (request.Client.value =="")
     {  
      alert("Please enter Client name");
      request.Client.focus();
      return (false);
      }
      
     
   if (request.Day1.value ==" ")
      {
       alert("Please enter Date of Birth");
        request.Day1.focus();
         return(false);
      }  
   if (request.Month1.value ==" ")
      {
       alert("Please enter Date of Birth");
        request.Month1.focus();
         return(false);
      } 
   if (request.Year1.value ==" ")
      {
       alert("Please enter Date of Birth");
        request.Year1.focus();
         return(false);
      } 
      
   startit()
    
    if (request.Value.value =="")
      {
       alert("Please enter a Premium amount");
        request.Value.focus();
         return(false);
      } 
      
 if (request.Value.value < 25000)
      {
       alert("Premium amount TOO Low");
        request.Value.focus();
         return(false);
      }   
      
      
      
 if (document.request.yrs.value < 18) 
      {
       alert("Sorry your Age is below the minumum required of 18");
       request.Year1.focus();   
       return(false);
      }

      
  
 if(request.withf.value != 0 && request.witha.value == 0 && request.withp.value == 0.0)
  {
   alert("Please select EITHER withdrawal Fixed or Percentage Amount");
   request.witha.focus();
   return(false);
  }
 
  if(request.withf.value != 0 && request.withp.value == 0.0 && request.witha.value < 50)
  {
   alert("Withdrawal Fixed amount below minimum of GBP 50");
   request.witha.focus();
   return(false);
  }
  
  if (request.withf.value == 0 && request.withp.value != 0)
   {
    alert("Withdrawal set to No, yet an amount has been entered.");
    request.witha.focus();
    return(false);
   }
   
   if (request.withf.value == 0 && request.witha.value != 0)
   {
    alert("Withdrawal set to No, yet an amount has been entered.");
    request.witha.focus();
    return(false);
   }
  
    
       
<!-- Additional validation goes below here //-->     
}


<!-- Age Calculation //-->
function stopit() {
if (show_time)
clearTimeout(timerID);
show_time=false;
}
function startit(form) {
var today=new Date();
var curyear=today.getYear()
if (curyear < 1000)
curyear+=1900
var acc1=acc;
var display_value =" Time:  " + curyear
if (today.getMinutes() < 10) {
display_value+=":0" + today.getMinutes();
}
else {
display_value+=":" + today.getMinutes();
}
if (today.getSeconds() < 10){
display_value+=":0" + today.getSeconds();
}
else {
display_value+=":" + today.getSeconds();
}
if
(today.getHours()>=12) {
display_value+=" P.M.  "
}
else {
display_value+=" A.M.  "
}
display_value += " Date:  " + (today.getMonth()+1) + "/" + today.getDate() + "/" + curyear; 
window.status=display_value; 
writeyourAge(acc1) 
timerID=setTimeout("startit()",100); 
show_time=true;
}
function writeyourAge(onval) {
if (onval == 0) {
normal()
} else {
accurate()
   }
}
function normal() {                             
TheDate = new Date();                     
Month = TheDate.getMonth();              
Day = TheDate.getDate();                 
Year = TheDate.getYear();
if (Year< 1000)
Year+=1900
Hour = TheDate.getHours();
Minute = TheDate.getMinutes();
Second = TheDate.getSeconds();   
by = (document.request.Year1.value);
bm = (document.request.Month1.value);
bd = (document.request.Day1.value);
BDate = Date.UTC(by,bm,bd);
if (Year<2000) {              
CDate = Date.UTC(Year,Month,Day,Hour,Minute,Second);
} else {
CDate = Date.UTC(Year,Month,Day,Hour,Minute,Second);
}
Age = CDate-BDate + (1000*60*60*24*30);  document.request.yrs.value = parseInt(((((Age/1000)/60)/60)/24)/365.25,10); 
}
function accurate() {
TheDate = new Date();                     
Month = TheDate.getMonth();                
Day = TheDate.getDate();                  
Year = TheDate.getYear();
if (Year< 1000)
Year+=1900
Hour = TheDate.getHours();
Minute = TheDate.getMinutes();
Second = TheDate.getSeconds();           
by = (document.request.year.value);
bm = (document.request.month.value);
bd = (document.request.date.value);
BDate = Date.UTC(by,bm,bd);
if (Year<2000) {              
CDate = Date.UTC(Year,Month,Day,Hour,Minute,Second);
} else {
CDate = Date.UTC(Year,Month,Day,Hour,Minute,Second);
}
Age = CDate-BDate + (1000*60*60*24*30); document.request.yrs.value = ((((Age/1000)/60)/60)/24)/365.25; 

}

<!--
// **BEGIN GENERIC VALIDATION FUNCTIONS**
// JavaScript sees numbers with leading zeros as octal values, so strip zeros
function stripZeros(inputStr) {
var result = inputStr
while (result.substring(0,1) == "0") {
result = result.substring(1,result.length)
}
return result
}

// general purpose function to see if an input value has been entered at all
function isEmpty(inputStr) {
if (inputStr == "" || inputStr == null) {
return true
}
return false
}

// general purpose function to see if a suspected numeric input 
// is a positive integer
function isNumber(inputStr) {
for (var i = 0; i < inputStr.length; i++) {
var oneChar = inputStr.substring(i, i + 1)
if (oneChar < "0" || oneChar > "9") {
return false
}
}
return true
}

// function to determine if value is in acceptable range for this application
function inRange(inputStr, lo, hi) {
var num = parseInt(inputStr)
if (num < lo || num > hi) {
return false
}
return true
}
// **END GENERIC VALIDATION FUNCTIONS**

function validateMonth(field) {
var input = stripZeros(field.value)
if (isEmpty(input)) {
alert("Be sure to enter a month value.")
select(field)
return false
} else {
if (!isNumber(input)) {
alert("Month Entries must be numbers only.")
select(field)
return false
} else {
if (!inRange(input,1,12)) {
alert("For Month Enter a number between 1 (January) and 12 (December).")
select(field)
return false
}
}
}
calcDate()
return true
}

function validateDate(field) {
var input = stripZeros(field.value)
if (isEmpty(input)) {
alert("Be sure to enter a date value.")
select(field)
return false
} else {
if (!isNumber(input)) {
alert("Day Entries must be numbers only.")
select(field)
return false
} else {
var monthField = document.request.month
if (!validateMonth(monthField)) return false
var monthVal = parseInt(monthField.value)
var monthMax = new Array(31,31,29,31,30,31,30,31,31,30,31,30,31)
var top = monthMax[monthVal]
if (!inRange(input,1,top)) {
alert("Enter a number between 1 and " + top + ".")
select(field)
return false
}
}
}
calcDate()
return true
}

function validateYear(field) {
var input = stripZeros(field.value)
if (isEmpty(input)) {
alert("Be sure to enter a month value.")
select(field)
return false
} else {
if (!isNumber(input)) {
alert("Entries must be numbers only.")
select(field)
return false
} else {
if (!inRange(input,1900,2005)) {
alert("Enter a number between 1900 and 2005.")
select(field)
return false
}
}
}
calcDate()
return true
}

function select(field) {
field.focus()
field.select()
}

function calcDate() {
var mm = parseInt(document.request.month.value) - 1
var dd = parseInt(document.request.date.value)
var yy = parseInt(document.request.year.value)
<!-- document.request.result.value = (new Date(yy,mm,dd)).toString() //-->
}

function offButton()
{
<!--sum assured calculation //-->
startit()
 
var x = document.request.Value.value
var y = document.request.initial.value
var gender = document.request.Gender1.value
x = parseFloat(x.replace(',',''))
y = parseFloat(y.replace(',',''))

if (document.request.yrs.value < 18) 
      {
       alert("Sorry your Age is below the minumum required of 18");
       document.request.smoker[0].checked = false;
       document.request.smoker[1].checked = false;
       return(false);
      }
years = document.request.yrs.value;

     
if (x < 1)
      {
       alert("Premium amount below minimum value of GBP 50,000");
        document.request.Value.focus();
         return(false);
      } 
if (isNaN(x))
     {
       alert("Please enter valid premium amount");
        document.request.Value.focus();
         return(false);
      } 

y = y / 100;
  
premium = parseFloat(x, 10)

   

if (x >= 1 && x <=74999)
 {
 returnpremium = premium * (0.0225 + y);
 returnpremium = premium - returnpremium;

 }

if (x >= 75000 && x <=99999)
 {
 returnpremium = premium * (0.0175 + y);
 returnpremium = premium - returnpremium;

 }
if (x >= 100000 && x <= 249999)
 {
 returnpremium = premium * (0.0125 + y);
 returnpremium = premium - returnpremium;

 } 
if (x >= 250000)
 {
 returnpremium = premium * (0.005 + y);
 returnpremium = premium - returnpremium;
 } 

}







 
//-->

function isEmailAddr(email)
{
  var result = false
  var theStr = new String(email)
  var index = theStr.indexOf("@");
  if (index > 0)
  {
    var pindex = theStr.indexOf(".",index);
    if ((pindex > index+1) && (theStr.length > pindex+1))
	result = true;
  }
  return result;
}
var qsParm = new Array();
function qs() {
var query = window.location.search.substring(1);
var parms = query.split('&');
for (var i=0; i<parms.length; i++) {
   var pos = parms[i].indexOf('=');
   if (pos > 0) {
      var key = parms[i].substring(0,pos);
      var val = parms[i].substring(pos+1);
      qsParm[key] = val;
      }
   }
}

function disc(a,b,c)
{
var e = 0;
var d = 0;
var sumass = a+'';
var sumassuredvalue = parseFloat(a)
 if (c == 'Male' && b == '20')
  { 
   d = sumassuredvalue * 0.053;
   d = d.toFixed(2);
   e = 0.053 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '21')
  { 
   d = sumassuredvalue * 0.056;
   d = d.toFixed(2);
   e = 0.056 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '22')
  { 
   d = sumassuredvalue * 0.059;
   d = d.toFixed(2);
   e = 0.059 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '23')
  { 
   d = sumassuredvalue * 0.061;
   d = d.toFixed(2);
   e = 0.061 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '24')
  { 
   d = sumassuredvalue * 0.064;
   d = d.toFixed(2);
   e = 0.064 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '25')
  { 
   d = sumassuredvalue * 0.067;
   d = d.toFixed(2);
   e = 0.067 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '26')
  { 
   d = sumassuredvalue * 0.071;
   d = d.toFixed(2);
   e = 0.071 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '27')
  { 
   d = sumassuredvalue * 0.074;
   d = d.toFixed(2);
   e = 0.074 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '28')
  { 
   d = sumassuredvalue * 0.077;
   d = d.toFixed(2);
   e = 0.077 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '29')
  { 
   d = sumassuredvalue * 0.081;
   d = d.toFixed(2);
   e = 0.081 * 100;
   e = e.toFixed(1);
  } 
  if (c == 'Male' && b == '30')
  { 
   d = sumassuredvalue * 0.085;
   d = d.toFixed(2);
   e = 0.085 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '31')
  { 
   d = sumassuredvalue * 0.089;
   d = d.toFixed(2);
   e = 0.089 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '32')
  { 
   d = sumassuredvalue * 0.093;
   d = d.toFixed(2);
   e = 0.093 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '33')
  { 
   d = sumassuredvalue * 0.098;
   d = d.toFixed(2);
   e = 0.098 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '34')
  { 
   d = sumassuredvalue * 0.103;
   d = d.toFixed(2);
   e = 0.103 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Male' && b == '35')
  { 
   d = sumassuredvalue * 0.108;
   d = d.toFixed(2);
   e = 0.108 * 100;   
   e = e.toFixed(1);
  }
    if (c == 'Male' && b == '36')
  { 
   d = sumassuredvalue * 0.113;
   d = d.toFixed(2);
   e = 0.113 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Male' && b == '37')
  { 
   d = sumassuredvalue * 0.118;
   d = d.toFixed(2);
   e = 0.118 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Male' && b == '38')
  { 
   d = sumassuredvalue * 0.124;
   d = d.toFixed(2);
   e = 0.124 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '39')
  { 
   d = sumassuredvalue * 0.130;
   d = d.toFixed(2);
   e = 0.130 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '40')
  { 
   d = sumassuredvalue * 0.136;
   d = d.toFixed(2);
   e = 0.136 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Male' && b == '41')
  { 
   d = sumassuredvalue * 0.143;
   d = d.toFixed(2);
   e = 0.143 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '42')
  { 
   d = sumassuredvalue * 0.150;
   d = d.toFixed(2);
   e = 0.150 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '43')
  { 
   d = sumassuredvalue * 0.157;
   d = d.toFixed(2);
   e = 0.157 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '44')
  { 
   d = sumassuredvalue * 0.165;
   d = d.toFixed(2);
   e = 0.165 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '45')
  { 
   d = sumassuredvalue * 0.173;
   d = d.toFixed(2);
   e = 0.173 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '46')
  { 
   d = sumassuredvalue * 0.181;
   d = d.toFixed(2);
   e = 0.181 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '47')
  { 
   d = sumassuredvalue * 0.190;
   d = d.toFixed(2);
   e = 0.190 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '48')
  { 
   d = sumassuredvalue * 0.199;
   d = d.toFixed(2);
   e = 0.199 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '49')
  { 
   d = sumassuredvalue * 0.208;
   d = d.toFixed(2);
   e = 0.208 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '50')
  { 
   d = sumassuredvalue * 0.218;
   d = d.toFixed(2);
   e = 0.218 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '51')
  { 
   d = sumassuredvalue * 0.229;
   d = d.toFixed(2);
   e = 0.229 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '52')
  { 
   d = sumassuredvalue * 0.239;
   d = d.toFixed(2);
   e = 0.239 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '53')
  { 
   d = sumassuredvalue * 0.251;
   d = d.toFixed(2);
   e = 0.251 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '54')
  { 
   d = sumassuredvalue * 0.262;
   d = d.toFixed(2);
   e = 0.262 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '55')
  { 
   d = sumassuredvalue * 0.275;
   d = d.toFixed(2);
   e = 0.275 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '56')
  { 
   d = sumassuredvalue * 0.287;
   d = d.toFixed(2);
   e = 0.287 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '57')
  { 
   d = sumassuredvalue * 0.300;
   d = d.toFixed(2);
   e = 0.300 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '58')
  { 
   d = sumassuredvalue * 0.314;
   d = d.toFixed(2);
   e = 0.314 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '59')
  { 
   d = sumassuredvalue * 0.328;
   d = d.toFixed(2);
   e = 0.328 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '60')
  { 
   d = sumassuredvalue * 0.343;
   d = d.toFixed(2);
   e = 0.343 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '61')
  { 
   d = sumassuredvalue * 0.358;
   d = d.toFixed(2);
   e = 0.358 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '62')
  { 
   d = sumassuredvalue * 0.373;
   d = d.toFixed(2);
   e = 0.373 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '63')
  { 
   d = sumassuredvalue * 0.389;
   d = d.toFixed(2);
   e = 0.389 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '64')
  { 
   d = sumassuredvalue * 0.405;
   d = d.toFixed(2);
   e = 0.405 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '65')
  { 
   d = sumassuredvalue * 0.422;
   d = d.toFixed(2);
   e = 0.422 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '66')
  { 
   d = sumassuredvalue * 0.439;
   d = d.toFixed(2);
   e = 0.439 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '67')
  { 
   d = sumassuredvalue * 0.456;
   d = d.toFixed(2);
   e = 0.456 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '68')
  { 
   d = sumassuredvalue * 0.473;
   d = d.toFixed(2);
   e = 0.473 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '69')
  { 
   d = sumassuredvalue * 0.491;
   d = d.toFixed(2);
   e = 0.491 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '70')
  { 
   d = sumassuredvalue * 0.508;
   d = d.toFixed(2);
   e = 0.508 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '71')
  { 
   d = sumassuredvalue * 0.526;
   d = d.toFixed(2);
   e = 0.526 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '72')
  { 
   d = sumassuredvalue * 0.544;
   d = d.toFixed(2);
   e = 0.544 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '73')
  { 
   d = sumassuredvalue * 0.562;
   d = d.toFixed(2);
   e = 0.562 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '74')
  { 
   d = sumassuredvalue * 0.579;
   d = d.toFixed(2);
   e = 0.579 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '75')
  { 
   d = sumassuredvalue * 0.597;
   d = d.toFixed(2);
   e = 0.597 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '76')
  { 
   d = sumassuredvalue * 0.614;
   d = d.toFixed(2);
   e = 0.614 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '77')
  { 
   d = sumassuredvalue * 0.631;
   d = d.toFixed(2);
   e = 0.631 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '78')
  { 
   d = sumassuredvalue * 0.648;
   d = d.toFixed(2);
   e = 0.648 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '79')
  { 
   d = sumassuredvalue * 0.664;
   d = d.toFixed(2);
   e = 0.664 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '80')
  { 
   d = sumassuredvalue * 0.680;
   d = d.toFixed(2);
   e = 0.680 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '81')
  { 
   d = sumassuredvalue * 0.695;
   d = d.toFixed(2);
   e = 0.695 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '82')
  { 
   d = sumassuredvalue * 0.710;
   d = d.toFixed(2);
   e = 0.710 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '83')
  { 
   d = sumassuredvalue * 0.725;
   d = d.toFixed(2);
   e = 0.725 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '84')
  { 
   d = sumassuredvalue * 0.738;
   d = d.toFixed(2);
   e = 0.738 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '85')
  { 
   d = sumassuredvalue * 0.752;
   d = d.toFixed(2);
   e = 0.752 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '86')
  { 
   d = sumassuredvalue * 0.764;
   d = d.toFixed(2);
   e = 0.764 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '87')
  { 
   d = sumassuredvalue * 0.777;
   d = d.toFixed(2);
   e = 0.777 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '88')
  { 
   d = sumassuredvalue * 0.788;
   d = d.toFixed(2);
   e = 0.788 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '89')
  { 
   d = sumassuredvalue * 0.799;
   d = d.toFixed(2);
   e = 0.799 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '90')
  { 
   d = sumassuredvalue * 0.809;
   d = d.toFixed(2);
   e = 0.809 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '91')
  { 
   d = sumassuredvalue * 0.819;
   d = d.toFixed(2);
   e = 0.819 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '92')
  { 
   d = sumassuredvalue * 0.829;
   d = d.toFixed(2);
   e = 0.829 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '93')
  { 
   d = sumassuredvalue * 0.837;
   d = d.toFixed(2);
   e = 0.837 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '94')
  { 
   d = sumassuredvalue * 0.845;
   d = d.toFixed(2);
   e = 0.845 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '95')
  { 
   d = sumassuredvalue * 0.853;
   d = d.toFixed(2);
   e = 0.853 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '96')
  { 
   d = sumassuredvalue * 0.860;
   d = d.toFixed(2);
   e = 0.860 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '97')
  { 
   d = sumassuredvalue * 0.867;
   d = d.toFixed(2);
   e = 0.867 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '98')
  { 
   d = sumassuredvalue * 0.873;
   d = d.toFixed(2);
   e = 0.873 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '99')
  { 
   d = sumassuredvalue * 0.879;
   d = d.toFixed(2);
   e = 0.879 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '100')
  { 
   d = sumassuredvalue * 0.884;
   d = d.toFixed(2);
   e = 0.884 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '101')
  { 
   d = sumassuredvalue * 0.889;
   d = d.toFixed(2);
   e = 0.889 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '102')
  { 
   d = sumassuredvalue * 0.893;
   d = d.toFixed(2);
   e = 0.893 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '103')
  { 
   d = sumassuredvalue * 0.898;
   d = d.toFixed(2);
   e = 0.898 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '104')
  { 
   d = sumassuredvalue * 0.902;
   d = d.toFixed(2);
   e = 0.902 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '105')
  { 
   d = sumassuredvalue * 0.905;
   d = d.toFixed(2);
   e = 0.905 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '106')
  { 
   d = sumassuredvalue * 0.908;
   d = d.toFixed(2);
   e = 0.908 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '107')
  { 
   d = sumassuredvalue * 0.911;
   d = d.toFixed(2);
   e = 0.911 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '108')
  { 
   d = sumassuredvalue * 0.914;
   d = d.toFixed(2);
   e = 0.914 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '109')
  { 
   d = sumassuredvalue * 0.916;
   d = d.toFixed(2);
   e = 0.916 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '110')
  { 
   d = sumassuredvalue * 0.918;
   d = d.toFixed(2);
   e = 0.918 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '111')
  { 
   d = sumassuredvalue * 0.920;
   d = d.toFixed(2);
   e = 0.920 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '112')
  { 
   d = sumassuredvalue * 0.922;
   d = d.toFixed(2);
   e = 0.922 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '113')
  { 
   d = sumassuredvalue * 0.923;
   d = d.toFixed(2);
   e = 0.923 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '114')
  { 
   d = sumassuredvalue * 0.925;
   d = d.toFixed(2);
   e = 0.925 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '115')
  { 
   d = sumassuredvalue * 0.926;
   d = d.toFixed(2);
   e = 0.926 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '116')
  { 
   d = sumassuredvalue * 0.929;
   d = d.toFixed(2);
   e = 0.929 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '117')
  { 
   d = sumassuredvalue * 0.932;
   d = d.toFixed(2);
   e = 0.932 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '118')
  { 
   d = sumassuredvalue * 0.938;
   d = d.toFixed(2);
   e = 0.938 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '119')
  { 
   d = sumassuredvalue * 0.950;
   d = d.toFixed(2);
   e = 0.950 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Male' && b == '120')
  { 
   d = sumassuredvalue * 0.974;
   d = d.toFixed(2);
   e = 0.974 * 100;
   e = e.toFixed(1);
  }

if (c == 'Female' && b == '20')
  { 
   d = sumassuredvalue * 0.048;
   d = d.toFixed(2);
   e = 0.048 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '21')
  { 
   d = sumassuredvalue * 0.050;
   d = d.toFixed(2);
   e = 0.050 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '22')
  { 
   d = sumassuredvalue * 0.053;
   d = d.toFixed(2);
   e = 0.053 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '23')
  { 
   d = sumassuredvalue * 0.055;
   d = d.toFixed(2);
   e = 0.055 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '24')
  { 
   d = sumassuredvalue * 0.058;
   d = d.toFixed(2);
   e = 0.058 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '25')
  { 
   d = sumassuredvalue * 0.061;
   d = d.toFixed(2);
   e = 0.061 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '26')
  { 
   d = sumassuredvalue * 0.063;
   d = d.toFixed(2);
   e = 0.063 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '27')
  { 
   d = sumassuredvalue * 0.067;
   d = d.toFixed(2);
   e = 0.067 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '28')
  { 
   d = sumassuredvalue * 0.070;
   d = d.toFixed(2);
   e = 0.070 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '29')
  { 
   d = sumassuredvalue * 0.073;
   d = d.toFixed(2);
   e = 0.073 * 100;
   e = e.toFixed(1);
  } 
  if (c == 'Female' && b == '30')
  { 
   d = sumassuredvalue * 0.077;
   d = d.toFixed(2);
   e = 0.077 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '31')
  { 
   d = sumassuredvalue * 0.080;
   d = d.toFixed(2);
   e = 0.080 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '32')
  { 
   d = sumassuredvalue * 0.084;
   d = d.toFixed(2);
   e = 0.084 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '33')
  { 
   d = sumassuredvalue * 0.088;
   d = d.toFixed(2);
   e = 0.088 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '34')
  { 
   d = sumassuredvalue * 0.093;
   d = d.toFixed(2);
   e = 0.093 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Female' && b == '35')
  { 
   d = sumassuredvalue * 0.097;
   d = d.toFixed(2);
   e = 0.097 * 100;   
   e = e.toFixed(1);
  }
    if (c == 'Female' && b == '36')
  { 
   d = sumassuredvalue * 0.102;
   d = d.toFixed(2);
   e = 0.102 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Female' && b == '37')
  { 
   d = sumassuredvalue * 0.107;
   d = d.toFixed(2);
   e = 0.107 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Female' && b == '38')
  { 
   d = sumassuredvalue * 0.112;
   d = d.toFixed(2);
   e = 0.112 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '39')
  { 
   d = sumassuredvalue * 0.118;
   d = d.toFixed(2);
   e = 0.118 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '40')
  { 
   d = sumassuredvalue * 0.123;
   d = d.toFixed(2);
   e = 0.123 * 100;
   e = e.toFixed(1);
  }
    if (c == 'Female' && b == '41')
  { 
   d = sumassuredvalue * 0.129;
   d = d.toFixed(2);
   e = 0.129 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '42')
  { 
   d = sumassuredvalue * 0.135;
   d = d.toFixed(2);
   e = 0.135 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '43')
  { 
   d = sumassuredvalue * 0.142;
   d = d.toFixed(2);
   e = 0.142 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '44')
  { 
   d = sumassuredvalue * 0.149;
   d = d.toFixed(2);
   e = 0.149 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '45')
  { 
   d = sumassuredvalue * 0.156;
   d = d.toFixed(2);
   e = 0.156 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '46')
  { 
   d = sumassuredvalue * 0.164;
   d = d.toFixed(2);
   e = 0.164 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '47')
  { 
   d = sumassuredvalue * 0.171;
   d = d.toFixed(2);
   e = 0.171 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '48')
  { 
   d = sumassuredvalue * 0.180;
   d = d.toFixed(2);
   e = 0.180 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '49')
  { 
   d = sumassuredvalue * 0.188;
   d = d.toFixed(2);
   e = 0.188 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '50')
  { 
   d = sumassuredvalue * 0.197;
   d = d.toFixed(2);
   e = 0.197 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '51')
  { 
   d = sumassuredvalue * 0.206;
   d = d.toFixed(2);
   e = 0.206 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '52')
  { 
   d = sumassuredvalue * 0.216;
   d = d.toFixed(2);
   e = 0.216 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '53')
  { 
   d = sumassuredvalue * 0.226;
   d = d.toFixed(2);
   e = 0.226 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '54')
  { 
   d = sumassuredvalue * 0.236;
   d = d.toFixed(2);
   e = 0.236 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '55')
  { 
   d = sumassuredvalue * 0.247;
   d = d.toFixed(2);
   e = 0.247 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '56')
  { 
   d = sumassuredvalue * 0.259;
   d = d.toFixed(2);
   e = 0.259 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '57')
  { 
   d = sumassuredvalue * 0.270;
   d = d.toFixed(2);
   e = 0.270 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '58')
  { 
   d = sumassuredvalue * 0.282;
   d = d.toFixed(2);
   e = 0.282 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '59')
  { 
   d = sumassuredvalue * 0.295;
   d = d.toFixed(2);
   e = 0.295 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '60')
  { 
   d = sumassuredvalue * 0.308;
   d = d.toFixed(2);
   e = 0.308 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '61')
  { 
   d = sumassuredvalue * 0.321;
   d = d.toFixed(2);
   e = 0.321 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '62')
  { 
   d = sumassuredvalue * 0.335;
   d = d.toFixed(2);
   e = 0.335 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '63')
  { 
   d = sumassuredvalue * 0.350;
   d = d.toFixed(2);
   e = 0.350 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '64')
  { 
   d = sumassuredvalue * 0.364;
   d = d.toFixed(2);
   e = 0.364 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '65')
  { 
   d = sumassuredvalue * 0.379;
   d = d.toFixed(2);
   e = 0.379 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '66')
  { 
   d = sumassuredvalue * 0.394;
   d = d.toFixed(2);
   e = 0.394 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '67')
  { 
   d = sumassuredvalue * 0.410;
   d = d.toFixed(2);
   e = 0.410 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '68')
  { 
   d = sumassuredvalue * 0.426;
   d = d.toFixed(2);
   e = 0.426 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '69')
  { 
   d = sumassuredvalue * 0.442;
   d = d.toFixed(2);
   e = 0.442 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '70')
  { 
   d = sumassuredvalue * 0.458;
   d = d.toFixed(2);
   e = 0.458 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '71')
  { 
   d = sumassuredvalue * 0.474;
   d = d.toFixed(2);
   e = 0.474 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '72')
  { 
   d = sumassuredvalue * 0.491;
   d = d.toFixed(2);
   e = 0.491 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '73')
  { 
   d = sumassuredvalue * 0.508;
   d = d.toFixed(2);
   e = 0.508 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '74')
  { 
   d = sumassuredvalue * 0.524;
   d = d.toFixed(2);
   e = 0.524 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '75')
  { 
   d = sumassuredvalue * 0.541;
   d = d.toFixed(2);
   e = 0.541 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '76')
  { 
   d = sumassuredvalue * 0.558;
   d = d.toFixed(2);
   e = 0.558 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '77')
  { 
   d = sumassuredvalue * 0.574;
   d = d.toFixed(2);
   e = 0.574 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '78')
  { 
   d = sumassuredvalue * 0.590;
   d = d.toFixed(2);
   e = 0.590 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '79')
  { 
   d = sumassuredvalue * 0.607;
   d = d.toFixed(2);
   e = 0.607 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '80')
  { 
   d = sumassuredvalue * 0.623;
   d = d.toFixed(2);
   e = 0.623 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '81')
  { 
   d = sumassuredvalue * 0.638;
   d = d.toFixed(2);
   e = 0.638 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '82')
  { 
   d = sumassuredvalue * 0.654;
   d = d.toFixed(2);
   e = 0.654 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '83')
  { 
   d = sumassuredvalue * 0.669;
   d = d.toFixed(2);
   e = 0.669 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '84')
  { 
   d = sumassuredvalue * 0.684;
   d = d.toFixed(2);
   e = 0.684 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '85')
  { 
   d = sumassuredvalue * 0.698;
   d = d.toFixed(2);
   e = 0.698 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '86')
  { 
   d = sumassuredvalue * 0.712;
   d = d.toFixed(2);
   e = 0.712 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '87')
  { 
   d = sumassuredvalue * 0.725;
   d = d.toFixed(2);
   e = 0.725 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '88')
  { 
   d = sumassuredvalue * 0.738;
   d = d.toFixed(2);
   e = 0.738 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '89')
  { 
   d = sumassuredvalue * 0.751;
   d = d.toFixed(2);
   e = 0.751 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '90')
  { 
   d = sumassuredvalue * 0.763;
   d = d.toFixed(2);
   e = 0.763 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '91')
  { 
   d = sumassuredvalue * 0.774;
   d = d.toFixed(2);
   e = 0.774 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '92')
  { 
   d = sumassuredvalue * 0.785;
   d = d.toFixed(2);
   e = 0.785 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '93')
  { 
   d = sumassuredvalue * 0.796;
   d = d.toFixed(2);
   e = 0.796 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '94')
  { 
   d = sumassuredvalue * 0.806;
   d = d.toFixed(2);
   e = 0.806 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '95')
  { 
   d = sumassuredvalue * 0.815;
   d = d.toFixed(2);
   e = 0.815 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '96')
  { 
   d = sumassuredvalue * 0.825;
   d = d.toFixed(2);
   e = 0.825 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '97')
  { 
   d = sumassuredvalue * 0.833;
   d = d.toFixed(2);
   e = 0.833 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '98')
  { 
   d = sumassuredvalue * 0.841;
   d = d.toFixed(2);
   e = 0.841 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '99')
  { 
   d = sumassuredvalue * 0.849;
   d = d.toFixed(2);
   e = 0.849 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '100')
  { 
   d = sumassuredvalue * 0.856;
   d = d.toFixed(2);
   e = 0.856 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '101')
  { 
   d = sumassuredvalue * 0.863;
   d = d.toFixed(2);
   e = 0.863 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '102')
  { 
   d = sumassuredvalue * 0.869;
   d = d.toFixed(2);
   e = 0.869 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '103')
  { 
   d = sumassuredvalue * 0.875;
   d = d.toFixed(2);
   e = 0.875 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '104')
  { 
   d = sumassuredvalue * 0.881;
   d = d.toFixed(2);
   e = 0.881 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '105')
  { 
   d = sumassuredvalue * 0.886;
   d = d.toFixed(2);
   e = 0.886 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '106')
  { 
   d = sumassuredvalue * 0.891;
   d = d.toFixed(2);
   e = 0.891 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '107')
  { 
   d = sumassuredvalue * 0.896;
   d = d.toFixed(2);
   e = 0.896 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '108')
  { 
   d = sumassuredvalue * 0.900;
   d = d.toFixed(2);
   e = 0.900 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '109')
  { 
   d = sumassuredvalue * 0.904;
   d = d.toFixed(2);
   e = 0.904 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '110')
  { 
   d = sumassuredvalue * 0.908;
   d = d.toFixed(2);
   e = 0.908 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '111')
  { 
   d = sumassuredvalue * 0.911;
   d = d.toFixed(2);
   e = 0.911 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '112')
  { 
   d = sumassuredvalue * 0.914;
   d = d.toFixed(2);
   e = 0.914 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '113')
  { 
   d = sumassuredvalue * 0.917;
   d = d.toFixed(2);
   e = 0.917 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '114')
  { 
   d = sumassuredvalue * 0.920;
   d = d.toFixed(2);
   e = 0.920 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '115')
  { 
   d = sumassuredvalue * 0.923;
   d = d.toFixed(2);
   e = 0.923 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '116')
  { 
   d = sumassuredvalue * 0.926;
   d = d.toFixed(2);
   e = 0.926 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '117')
  { 
   d = sumassuredvalue * 0.931;
   d = d.toFixed(2);
   e = 0.931 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '118')
  { 
   d = sumassuredvalue * 0.939;
   d = d.toFixed(2);
   e = 0.939 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '119')
  { 
   d = sumassuredvalue * 0.952;
   d = d.toFixed(2);
   e = 0.952 * 100;
   e = e.toFixed(1);
  }
  if (c == 'Female' && b == '120')
  { 
   d = sumassuredvalue * 0.976;
   d = d.toFixed(2);
   e = 0.976 * 100;
   e = e.toFixed(1);
  }




// commify d

var Num = d;
var newNum = "";
var newNum2 = "";
var count = 0;

//check for decimal number
if (Num.indexOf('.') != -1){ //number ends with a decimal point
if (Num.indexOf('.') == Num.length-1){
Num += "00";
}
if (Num.indexOf('.') == Num.length-2){ //number ends with a single digit
Num += "0";
}

var a = Num.split("."); 
Num = a[0]; //the part we will commify
var end = a[1] //the decimal place we will ignore and add back later
}
else {var end = "00";} 

//this loop actually adds the commas 
for (var k = Num.length-1; k >= 0; k--){
var oneChar = Num.charAt(k);
if (count == 3){
newNum += ",";
newNum += oneChar;
count = 1;
continue;
}
else {
newNum += oneChar;
count ++;
}
} //but now the string is reversed!

//re-reverse the string
for (var k = newNum.length-1; k >= 0; k--){
var oneChar = newNum.charAt(k);
newNum2 += oneChar;
}

// if we wanted to add � put at from "�" + sign and decimal ending from above
newNum2 = newNum2;
d = newNum2;

 // end commify d

// commify sumass

var Num = sumass;
var newNum = "";
var newNum2 = "";
var count = 0;

//check for decimal number
if (Num.indexOf('.') != -1){ //number ends with a decimal point
if (Num.indexOf('.') == Num.length-1){
Num += "00";
}
if (Num.indexOf('.') == Num.length-2){ //number ends with a single digit
Num += "0";
}

var a = Num.split("."); 
Num = a[0]; //the part we will commify
var end = a[1] //the decimal place we will ignore and add back later
}
else {var end = "00";} 

//this loop actually adds the commas 
for (var k = Num.length-1; k >= 0; k--){
var oneChar = Num.charAt(k);
if (count == 3){
newNum += ",";
newNum += oneChar;
count = 1;
continue;
}
else {
newNum += oneChar;
count ++;
}
} //but now the string is reversed!

//re-reverse the string
for (var k = newNum.length-1; k >= 0; k--){
var oneChar = newNum.charAt(k);
newNum2 += oneChar;
}

// if we wanted to add � put at from "�" + sign and decimal ending from above
newNum2 = newNum2;
sumass = newNum2;

 // end commify a


 // end commify d


 
  returnpercentage = 100 - e;
  returnpercentage = returnpercentage.toFixed(1); 
  f = 'GMSA:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; �'+sumass+'<p class="arial10plain">Sex:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; '+c +'</p><p class="arial10plain">Health - '+b+' years old - Standard rates</p><p class="arial10plain">Therefore:</p><p class="arial10plain">The estimated discount is '+returnpercentage+'%. This means that, on the illustrated terms, the estimated value of the gift is '+d+' for inheritance tax purposes (discounted from the GMSA value of '+sumass+').</p><p class="arial10plain">For further information, please contact your financial adviser.</p><p class="arial10plain">Tax legislation or the practices of the Capital Taxes Office at HM Revenue & Customs may differ from our understanding. Therefore there is a risk that the estimated value of the tax benefits provided by Flexible Inheritor Plan may change. In particular, the discount and the estimated value of the gift have been calculated using generally accepted actuarial principles. However, the Capital Taxes Office at HM Revenue & Customs reserves the right to examine and challenge any individual value and therefore Isle of Man Assurance Limited provides no guarantee to the value of the discount outlined above.</p><p class="arial08plainjustify">Isle of Man Assurance Limited is a member of the IOMA Group of Associated Companies. Registered Office: IOMA House, Hope Street, Douglas, Isle of Man, IM1 1AP, British Isles. Telephone: +44 (0) 1624 681200 Facsimile: +44 (0) 1624 681390; Email: ioma@ioma.co.im Website www.ioma.co.im Authorised by the Isle of Man Government Insurance and Pensions Authority and regulated by the Financial Services Authority for the conduct of UK business. Registered No. 3792 Isle of Man. IOMA is a member of the Association of International Life Offices.<p>';

  
return f
  
}


function addCommas(nStr)
{
	nStr += '';
	x = nStr.split('.');
	x1 = x[0];
	x2 = x.length > 1 ? '.' + x[1] : '';
	var rgx = /(\d+)(\d{3})/;
	while (rgx.test(x1)) {
		x1 = x1.replace(rgx, '$1' + ',' + '$2');
	}
	return x1 + x2;
}