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Capital Control Bond

A whole of life unit-linked insurance policy allowing multiple lives assured. The structure controls the transfer of wealth across generations with investment options limited to cash, mutual funds and collective investments.

Key Benefits

  • Tax efficient growth which allows any investment gains to grow free of most taxes.
  • No capital gains tax is payable when you switch funds.
  • Multiple lives assured are available.
  • Withdrawals of up to 10% of the initial investment are permitted during the original Policyholder’s lifetime.
  • Withdrawals of up 0.25% of the initial investment are permitted following the death of the original Policyholder.
  • A wide range of fund choice is available.

Who is it for?

UK residents seeking to control the transfer of wealth across generations without the use of a trust.